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Do Kids Smartwatches Need a SIM or Data Plan?

Reviewed by: Top 10 For Kids Editorial Team · Updated: September 10, 2026

The monthly plan is the most overlooked cost of a kids smartwatch. Whether you need one - and how much it costs - depends entirely on the type of watch.

Bottom line: Bluetooth and WiFi kids watches need no plan but only work close to home or your phone; LTE watches need a $5–15/month plan to call and track anywhere. Always budget the plan as part of the true cost.

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Three types, three answers

  • Bluetooth/companion watches (pair to a parent’s phone): no SIM, no monthly fee. They only work near your phone.
  • WiFi-only smartwatches: work on home/known WiFi, no plan, but no calls or location once your child leaves WiFi.
  • LTE/cellular smartwatches (their own SIM/eSIM): need a monthly plan so the watch can call and share location anywhere. This is what most parents actually want.

What the plan costs

An LTE kids-watch plan is typically $5–15/month, either from the watch brand or added to your carrier as a smartwatch line. Over two years that’s $120–360 - often more than the watch itself - so budget the plan, not just the device. Some brands (e.g. carrier-based watches) bundle it into your existing plan; others sell their own.

Do you actually need cellular?

Ask what you want the watch to do:

  • Want your child to call you and be locatable anywhere? You need LTE + a plan.
  • Only using it at home or paired to your phone? A no-plan Bluetooth/WiFi watch is enough.

For most families buying a kids smartwatch for school runs and outings, LTE with a plan is the point.

Keeping the ongoing cost down

  • Check if your carrier offers a cheap smartwatch add-on line.
  • Compare the brand’s own plan vs a carrier plan.
  • Look for annual pricing, which is often cheaper than monthly.
  • If fees put you off, a no-plan watch still handles calls when near your phone.

Ready to choose?

We compared 10 kids smartwatches on safety and parental controls, GPS accuracy, the real device-plus-plan cost, battery and ease of use - for every age and budget.

Compare the 10 best kids smartwatches →